*Interest paid annually. Semi-Annual, Quarterly and Monthly interest may be requested if the amount of the investment is above $25,000, $50,000 and $100,000 respectively.

** Interest paid annually

*** Payable within 30 days of LACE's receipt of a written demand for redemption by the Certificate Holder except in the state of South Carolina where Demand Certificates are not offered and IRA Certificates have a 5-year term.
 
    
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