OFFERING CIRCULAR

LACE - Lutheran Association for Church Extension

(989) 781.1600

INFO@LACEINC.ORG

P.O. BOX 6402 • SAGINAW, MI 48608-6402

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©2026 - Lutheran Association for Church Extension

The purchase of LACE securities is subject to risks, which are described in our Offering Circular. This is not an offer to sell you our securities and we are not soliciting you to buy our securities. We will offer and sell our securities only in states where authorized. The offering is made solely by the Offering Circular. Not FDIC or SIPC insured - Not a bank deposit - No WELS or ELS guarantee.